401(k) Advisory

As the Investment Advisor to 401(k) plan sponsors, Wise Planning focuses our extensive experience in investment planning on helping plan sponsors meet their fiduciary obligation.  We accomplish this by addressing the key components that help plan participants achieve their retirement goals.

Plan Costs: Wise Planning maximizes the value equation for both plan sponsors and participants. This is achieved by using low-cost index funds, eliminating unnecessary expenses, and insuring only reasonable professional fees for necessary services.

Investments:  Wise Planning recommends only Vanguard Index Funds. This solution provides simple, diverse, low cost, market leading investments suitable for investors of every level of sophistication, every age and every level of income.

Employee Education: Participants will learn the importance of their retirement savings plan and adherence to a prudent long-term investment strategy. The Wise Planning education program provides dynamic, interesting and up to date presentations to participants. These annual meetings supply participants with the practical knowledge necessary to get the most out of their company’s retirement plan offering.